Commercial insurance for Florida small businesses.
Trucking companies, contractors, retailers, and small businesses across Florida trust Placr to get them covered fast — with a broker who knows your industry.
Sound familiar?
Most businesses deal with the same insurance headaches. We built Placr to fix all of them.
Quotes that go nowhere
Getting commercial coverage right takes more than a quick form. Wrong limits, excluded risks, and mismatched carriers can leave you exposed before you even open your doors.
Coverage gaps that cost you
A missed endorsement or wrong liability limit can leave you personally exposed after an accident.
No one to call when it matters
When a claim hits, you need a broker who picks up and sees it through — someone who knows your policy and goes to bat for you.
Who we cover
Built for Florida small businesses.
We specialize in the industries that keep Florida running.
Trucking & Commercial Auto
Owner-operators and fleets running Florida roads. Trucking liability, cargo, physical damage, and non-trucking liability — matched to your haul type and radius.
Contractors & Trades
HVAC, plumbing, electrical, roofing, and general contractors. We cover general liability, workers' comp, tools and equipment, and contractor-specific endorsements.
Retail & Storefronts
Brick-and-mortar shops, restaurants, salons, and service businesses. Business owners policies, commercial property, and liability coverage sized for your location.
Don't see your business?
If you're a Florida small business, we want to help. Reach out and we'll find coverage that fits your operation — whatever it is.
Get in touch →What we cover
Coverage for your business.
The core policies Florida small businesses need — customized to your industry and risk profile.
General Liability
Covers bodily injury and property damage claims arising from your business operations, products, or premises.
Commercial Auto
Liability and physical damage for vehicles used in your business — from a single work truck to a full commercial fleet.
Workers' Compensation
Protects your employees — and your business — if someone is injured on the job. Required for most Florida employers.
Commercial Property
Covers your building, equipment, and inventory against fire, theft, weather, and other covered losses.
Business Owners Policy
A bundled BOP combining general liability and commercial property — the smart starting point for most small businesses.
And More
Every business is different. We'll identify any gaps and make sure you're not leaving exposure on the table.
Our carrier partners
Backed by carriers you can trust.
We work with top-rated insurers across every line — so you always get competitive options, not just whatever one company offers.
+ many more top-rated carriers across every industry
How it works
Three steps to covered.
Tell us about your operation
One quick call or form — we learn about your business, your industry, and what coverage you need.
We shop the market
We go to work across our carrier network to find the right fit for your risk profile.
Get covered and stay covered
We bind your policy and stay your point of contact for changes, audits, and claims.
Talk to a Florida commercial insurance specialist.
No call centers. No runaround. Just a broker who knows small business.
No pushy sales calls
Our agents are here to help, not to close. Ask anything — there's no obligation.