Commercial Insurance for Florida Contractors
Coverage that works
as hard as you do.
Stop wasting time with brokers who don't know your trade. Placr gets Florida contractors properly covered — usually within 48 hours.
Sound familiar?
Most contractors deal with the same insurance headaches. We built Placr to fix all of them.
Slow turnaround
Most brokers take days — or weeks. You need your certificate before the job starts, not after.
Generic coverage
One-size-fits-all policies leave gaps. Your policy should match your trade, your crew, and your jobs.
No one to call
Voicemails and ticket numbers aren't enough. You deserve a real person who knows contractor insurance.
What we cover
Built for contractors.
Not desk jobs.
General Liability
Covers third-party bodily injury and property damage claims on your job sites.
Workers' Comp
Florida requires it. We make it easy to get, manage, and renew every year.
Builder's Risk
Protects materials, equipment, and structures while your project is under construction.
Commercial Auto + More
Your vehicles, tools, and equipment covered. Ask us about specialty coverage for your trade.
How it works
Four steps to covered.
Tell us about your work
Share your trade, crew size, and the types of jobs you take on. Takes about 2 minutes.
We find your options
We compare top-rated carriers to find the right coverage at the right price for your business.
Review and approve
No surprises. Plain-language summaries so you know exactly what you're buying and why.
Get your certificate
Coverage confirmed. Certificates issued same day in most cases. Ready to work.
Get your quote
Takes about 2 minutes. No commitment.
Rather talk to someone first?
Book a 15-minute call with a Florida-licensed agent. No sales pitch — just straight answers about what coverage you need and what it'll cost.
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No pushy sales calls
Our agents are here to help, not to close. Ask anything — there's no obligation.