Insurance for Florida families and businesses.
Personal auto, home, and commercial coverage — all from one broker. Placr shops the market and gets you covered fast, with no broker fees and no runaround.
Sound familiar?
Most people deal with the same insurance headaches. We built Placr to fix all of them.
Quotes that go nowhere
Getting the right coverage takes more than a quick online form. Wrong limits, excluded risks, and mismatched carriers can leave you exposed before you know it.
Coverage gaps that cost you
A missed endorsement or wrong liability limit can leave you exposed after an accident or loss — whether it's your car, home, or business.
No one to call when it matters
When a claim hits, you need a broker who picks up and sees it through — someone who knows your policy and goes to bat for you.
Who we cover
One broker for every policy you need.
Whether you're protecting your home, your car, or your business, we find the right coverage at the right price.
Commercial Insurance
Trucking companies, contractors, retailers, and Florida small businesses. We match you to the right carrier and customize coverage for your industry.
- General Liability
- Commercial Auto
- Workers' Comp
- Business Owners Policy
Personal Auto
Affordable, reliable auto coverage for Florida drivers. We shop across top carriers to find the right rate for your vehicle and driving history.
- Bodily Injury Liability
- Comprehensive & Collision
- Uninsured Motorist
- PIP / No-Fault
Home Insurance
Protect your home and belongings from Florida's unique risks — hurricanes, flooding, theft, and more. Homeowners, renters, and flood coverage available.
- Homeowners
- Renters Insurance
- Flood Insurance
- Umbrella
What we cover
Coverage for every need.
From personal auto and home to commercial lines — all from one broker who shops the market on your behalf.
Commercial Lines
General Liability
Covers bodily injury and property damage claims arising from your business operations, products, or premises.
Commercial Auto
Liability and physical damage for vehicles used in your business — from a single work truck to a full commercial fleet.
Workers' Compensation
Protects your employees — and your business — if someone is injured on the job. Required for most Florida employers.
Commercial Property
Covers your building, equipment, and inventory against fire, theft, weather, and other covered losses.
Business Owners Policy
A bundled BOP combining general liability and commercial property — the smart starting point for most small businesses.
And More
Every business is different. We'll identify any gaps and make sure you're not leaving exposure on the table.
Personal Lines
Personal Auto Liability
Covers bodily injury and property damage you cause to others in an accident — Florida minimum limits and beyond.
Comprehensive & Collision
Covers damage to your own vehicle from accidents, weather, theft, and other covered losses — regardless of fault.
Uninsured Motorist
Protects you when the at-fault driver has no insurance or not enough — essential coverage in Florida.
Homeowners
Covers your dwelling, personal property, and liability — protecting your home against storms, fire, theft, and more.
Renters Insurance
Affordable protection for your belongings and personal liability — even if you don't own the place you live in.
Flood Insurance
Standard home policies don't cover floods. A separate flood policy is essential for Florida homeowners and renters.
Our carrier partners
Backed by carriers you can trust.
We work with top-rated insurers across every line — so you always get competitive options, not just whatever one company offers.
+ many more top-rated carriers across every industry
How it works
Three steps to covered.
Tell us what you need
One quick call or form — we learn about your situation, whether it's a home, car, or business, and what coverage makes sense.
We shop the market
We go to work across our carrier network to find the right fit for your risk profile and budget.
Get covered and stay covered
We bind your policy and stay your point of contact for changes, renewals, and claims.
Talk to a Florida insurance specialist.
No call centers. No runaround. Just a broker who knows your needs — personal or commercial.
No pushy sales calls
Our agents are here to help, not to close. Ask anything — there's no obligation.